A comprehensive savings account offering high interest rates up to 7.75% and exclusive debit card benefits.
An elite savings account crafted for exclusive individuals, offering unmatched benefits and privileges.
Empower children with financial discipline through joint guardian access.
Seamless salary disbursement, zero balance, unlimited ATM transactions & attractive interest rates.
Seamless salary disbursement, zero balance, unlimited ATM transactions & attractive interest rates.
A comprehensive savings account offering high interest rates up to 7.75% and exclusive debit card benefits.
An elite savings account crafted for exclusive individuals, offering unmatched benefits and privileges.
Empower children with financial discipline through joint guardian access.
Seamless salary disbursement, zero balance, unlimited ATM transactions & attractive interest rates.
Seamless salary disbursement, zero balance, unlimited ATM transactions & attractive interest rates.
A comprehensive savings account offering high interest rates up to 7.75% and exclusive debit card benefits.
An elite savings account crafted for exclusive individuals, offering unmatched benefits and privileges.
Seamless salary disbursement, zero balance, unlimited ATM transactions & attractive interest rates.
Seamless salary disbursement, zero balance, unlimited ATM transactions & attractive interest rates.
An elite savings account crafted for exclusive individuals, offering unmatched benefits and privileges.
A comprehensive savings account offering high interest rates up to 7.75% and exclusive debit card benefits.
An elite savings account crafted for exclusive individuals, offering unmatched benefits and privileges.
Seamless salary disbursement, zero balance, unlimited ATM transactions & attractive interest rates.
Seamless salary disbursement, zero balance, unlimited ATM transactions & attractive interest rates.
An early start to your savings with Utkarsh Small Finance Bank can help you fulfil your dreams. Now, say goodbye to paperwork and long queues. Start your savings with our Digital Fixed Deposit today and watch your money grow with us. The Rate of Interest paid on fixed deposits varies based on tenure and amount. Higher rates of interest are offered to Senior Citizens. What's more! Premature closure is permitted. * T&C Apply Interest Rates on Domestic Tax Saver Fixed DepositDigital Products
Digital Fixed Deposit
Interest Rates on Domestic Fixed Deposit
Tenure Interest Rates (%P.A.)-w.e.f. Dec 01, 2025
(For Deposit less than ₹3 Crore)General Customers Senior Citizens 7 Days to 45 Days 4.00% 4.50% 46 Days to 90 Days 4.50% 5.00% 91 Days to 180 Days 5.00% 5.50% 181 Days to 370 Days 6.00% 6.50% 371 Days to less than 2 Years(729 Days) 7.25% 7.75% 2 Years(730 Days) upto 3 Years(1095 Days) 7.50% 8.00% Above 3 Years to less than 4 Years 7.25% 7.75% 4 Years(1461 Days) upto 5 Years(1826 Days) 7.00% 7.50% Above 5 Years to 10 Years 6.75% 7.25% Tenure Interest Rates (%P.A.)-w.e.f. Dec 01, 2025 General Customers Senior Citizens 5 Years 7.00% 7.50% Book Now
Apply for your new -age banking now and reap the benefits!
Utkarsh Small Finance Bank Limited is one of India’s leading Small Finance Banks, committed to empowering individuals, MSMEs, and underserved communities. We offer a wide range of financial products including microfinance loans under the JLG model, MSME Loans, Housing Loans, Personal Loans, Commercial Vehicle and Construction Equipment Loans, and Wholesale Lending. Our digital banking solutions include Internet and Mobile Banking, WhatsApp Banking, UPI, AePS, Cardless Cash Withdrawal, Digital Deposits, Bharat Connect, ASBA, Digi onboarding, and online account opening—along with ATMs and micro-ATMs for convenience. Our mission is rooted in serving the unserved and underserved sections of the society.
The address of this branch is 652 to 654, 683, 694 to 698, PoodarTower, Jhariya Road, Shashtri Nagar, Dhanbad, Jharkhand.
Nice job
